Director & Financial Adviser | FSP1007083

Cleo has been a Hamilton resident for over 20 years and remains actively involved in a range of affiliated organisations throughout the Waikato and across New Zealand, reflecting a strong connection to both the local community and the wider industry.
At CJFS, we work closely with individuals and families to structure personal insurance and lending solutions that support both immediate needs and long-term financial security. We are known for our clear and straightforward approach, taking the time to fully understand each client’s situation—whether it’s purchasing a first home, optimising existing lending, or planning the next investment move.
Our focus is on making complex financial decisions easier to understand, ensuring our clients feel informed and confident every step of the way.
Our goal is simple: to provide advice that is not only technically sound, but genuinely useful—helping our clients move forward with clarity and confidence.

Ready to take the next step?
Talk to me today and let’s create a plan tailored to your goals, your situation, and your future.