CLEO SAGIN THOLATH
Director & Financial Adviser | FSP1007083
Cleo has been a Hamilton resident for over 20 years and remains actively involved in a range of affiliated organisations throughout the Waikato and across New Zealand, reflecting a strong connection to both the local community and the wider industry.
CJ Financial Services Limited is a family-owned business, and the name “CJ” comes from Cleo and his wife Jincy. Jincy oversees administration and supports the team. As a family business, we truly understand what other families need. We take pride in building strong relationships with our clients and offering clear, straightforward advice.
Our focus is on making complex financial decisions simple and easy to follow, so you always feel informed and confident at every step.
At the end of the day, our goal is simple — to provide advice that isn’t just technically sound, but genuinely helpful, giving you the clarity and confidence to move forward.
Ready to take the next step?
Talk to Cleo today and let’s create a plan tailored to your goals, your situation, and your future.
Our Services
🏡 Mortgage Advice
We help make home ownership more achievable. From first home buyers to refinancing or restructuring existing lending, we guide you through the process and work with lenders to find the right solution for your situation.
🛡️ Insurance Solutions
Protecting what matters most is key. We provide advice on life insurance, trauma cover, income protection/disability, and health insurance—helping you and your family stay financially secure no matter what life brings.
🚗 Vehicle & Personal Loans
Whether you need finance for a vehicle or other personal needs, we help you access competitive lending options that suit your budget and lifestyle.
✈️ Travel & Visitor Insurance
We can arrange insurance for visiting family members, including parents travelling to New Zealand, ensuring they have the right cover and peace of mind during their stay.
👨👩👧 Parents Boost Visa Insurance
For families supporting parents on long-term visits, we provide specialised insurance solutions that meet visa requirements while offering the right level of protection.
Why Work With Us?
As a family-owned business, we understand the real-life needs of individuals and families. Our focus is on giving straightforward, easy-to-understand advice so you can make confident financial decisions every step of the way.